Since August was an expensive month (or so I thought), I tried to keep September quasi low. And my budget was shot to hell. Let’s just day that I got a curve ball and I gave into temptations. Oh, and the markets haven’t helped either.
Here’s the damage.
Income: $3,917.29
Spending: $2,348.92
Just a normal 2 pay cheque month. I am also including some money BF owes me. I’m desperate!
Click on any image to enlarge.
Here’s where the money went in September:
On or under budget
Cell Phone: New plan kicked in. Saving me $10 a month 🙂
Medical: No massage this month. But I did see my dermatologist.
Groceries: Lots of fresh veggies!
Eating Out: Not sure if this was cheating since I increased my budget to $200. I anticipated lots of getting together with girl friends and family.
Over budget
Clearly, I did not anticipate all this spending! 😛
Toiletries/Grooming: I stocked up on moisturizer from Pure and Simple during their Midnight Madness Sale. Then, I got some other stuff that my dermatologist recommended. Ugh…. Yes, I got carried away.
Entertainment and Recreation: I wasn’t sure how much volleyball was working out to be, or camping. I paid for 2 leagues and spent about $50 altogether for camping.
Transportation: Gas is still expensive. I do get reimbursed for mileage, but I include that in my “income”, so it’s easier that way. I still buy tokens, and gave some to my sister when she came to visit. Oh, and I got some major work done on my money pit car.
Clothing: Yes, I broke my shopping ban! Pictures to come (you want to see them right?)
Gifts: Forgot about mid-autumn moon festival. I got mooncakes for my aunt, my parents and my land lord/land lady.
Here is my net worth update:
Somehow, I managed to eek out with a 1% gain, again! I am happy with that – considering everything (both of my own fault and the markets).
Still need to re-balance my portfolio, do some research and buy some stocks :).. maybe.
Summary:
Overall, I am not too happy with this month’s outcome. I did go a little crazy on my spending of toiletries and make-up. It mostly had to do with my acne, and I know I shouldn’t use that excuse for everything, but I have been trying different lotions and make-up to hide it while it heals. Vanity, I know.
October should be better. No more toiletries!! 🙂
How was your spending in September? Did you meet your budget goals?
