Daily Archives: September 29, 2011

PF Confession: My September Budget was shot to Hell

(Photo source)

Before I even tally up my expenses and net worth update, let me preface by saying my budget for this month was shot to hell.  To be honest, I don’t feel great about it, but I also don’t feel super guilty about it either.  It is what it is.

I will be a breakdown of what I spend in my September budget (still a few more painful days to go), but I wanted to do another post and a rundown of the budget killers.

Automobile Repairs ($750)

As we all know, a car is great for getting to places more conveniently (when one is not part of traffic), but it is a such a money sink.

My car had been making strange rumbling noises and felt weird the past couple months.  It would be fine (making me question if I imagined the sounds in the first place), and then the rumbling would start again.  Usually it happened when I was driving on a highway going between 110km/h to 120km/h.

I took it to my mechanic (twice), and $750 later, I had new calipers, new (front) brake discs, new brake fluids and my brakes services.

This was the first major repair that I did to our 2002 Toyota Corolla, which I think is pretty reasonable given her age.  But still.  $750.  Ouch!

Skin care and Make-up ($320)

In my previous post, I shared my struggle with acne.  Usually, if I find a skin routine that works, I stick to it like super glue on crack :).  No need to fix something that ain’t broken, right?

Unfortunately, my skin has been really fussy lately.  My skin routine that worked great for the past 3 years, wasn’t working any more.  My skin got super oily and felt super dry and it kept going in spouts of getting better, and then worse, then better, then worse.

Right now, it’s in the “worse” stage.  Part of it has to do with my diet.  But another part is also my skincare routine.  I’ve found a new line of products that work great with my skin, and I stocked up during their annual sale.

And even though it might be better to go make-up free, I feel very self-conscious when I go out without make-up with breakouts on my face.  Maybe it’s the high school kid in me that remembers taunts from mean classmates about not washing my face, but I usually cover up when I leave the house.  Not like a blanket of make-up, just enough to camaflouge the redness.

So, in addition to stocking up on skincare products, I also got some foundation make-up – I didn’t have any for every day wear.   I know it’s breaking my shopping ban, but desperate times call for desperate measures.  And I was am desperate. (On the bright side, I can do a thorough review of all the products that I’ve tried!).

Le sigh.  Vanity.  I know.  And this doesn’t include what I spent last month.  Can we stop talking about it now? 😦

And as some of you may know of from Twitter, I broke my shopping ban (more on that in another post – with pictures!).

Clothes ($135)

Yep, I broke my shopping ban with the always stylish and fabulous enabler Serena/FB from Every Minimalist/Fabulously Broke in the City.

The original plan was for Serena to help me figure out my personal style (via my style board from Pinterest), and then we would go “window shopping”  and try on stuff that would work with me.

Let’s just say that after our shopping trip, I was “fabulously broke”, as well 😉  I kid, I kid.

Serena helped me find some really great pieces and at very reasonable prices.  I will share details in a post shortly.   I’m thinking of calling it “Rules are meant to be Broken.” 🙂

Conclusion

Sometimes I moan, groan and stress over money matters a bit too much.  This is my way of taking a step back, evaluating and generally thinking out loud.  To be fair, I did budget about $150 for skin care stock up. Though nothing else on the list above.

On the plus side, I’m pretty sure I stayed under budget for eating out!  That’s my usual budget killer.  Yay, for small victories 🙂

Anything crazy happen in September that you need to get off your chest?  Feel free to share in the comments!   I hope I’m not the only failure…

Cheers,

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