November Recap

November was a good month!

Income: $3,518.92

Spending: $1,036.67

Getting really close to reaching that monthly budget of $1,000 – even with a little bit of extra spending :)!

Here’s where the money went:

I had budgeted to buy a new wool winter jacket, since I’ve had mine for 5 years and was looking to upgrade.  Alas, it wasn’t meant to be and I have given up on jacket shopping.  I may add that item as a freebie during my shopping ban.

Nothing too crazy this month.  BF and I started to use more coupons/groupons when eating out in addition to eating out less.

Under Misc items, I bought a stainless steel skillet and pot since mine are from my university days and are rusty.  I also bought the Toronto Entertainment Book so that BF and I can still do fun things on a tighter budget.  Will review the Entertainment Book once I get a chance to use it!

Here is my net worth:


Overall, I am very pleased with this month’s outcome.  I admit that I have fallen off the bandwagon of tracking my spending a few times this year, but the important thing was that I brushed myself and got right back on.  I’ve also made some mistakes that I’d like to share (another post).

I’ve been a little obsessive with  my net worth calculations.  It’s just so encouraging seeing those numbers go up and up.  My goal was to have a net worth of $60,000 by the end of the year, and I’m thinking that I may even surpass that goal.  Time to put together that December budget.  December budgets are always tricky.

How was your spending in November?  Are you ontrack to your goals?



Filed under Budget, Finance, Net Worth

7 responses to “November Recap

  1. You did freaking awesome!! 🙂

    Curious, why $1000 a month? 🙂 I chose $1000 just because it seems to be the right amount with rent + food + stuff for me. I always wonder why other people choose their amounts though.

  2. Thanks, FB!

    Good question! I will do later post about that. But in a nutshell, I worked backwards from a savings goal, added up all my bare bones cost of living, and put in a little wiggle room for fun (i.e., entertainment and eating out).

  3. I am new to your blog, and I absolutely love it! I just added you to my blogroll. I have been PF blogging for about a year and am nowhere near as good at managing my expenditures as you are. I look forward to learning from you!

  4. omg! Your rent/mortgage is so cheap!!

    I could live on $1000, but it wouldn’t include any spending money =( I’m jealous of your frugal savvy, it makes me feel guilty about my spending HAHA

  5. Life as a Purse – Welcome! This has a been a good month for me, I’ve had many bad months, as well.

    HiThatsMyBike – Yep! It’s actually rent. No mortgage for me, yet. I live in a basement apartment on the outskirts of the city, and I have a room mate, so that’s as why 🙂

  6. Pingback: My $1,000 Budget | fabulously fru-girl

  7. Seems like you got a full handle of things, you are right around your goals.

    This is my first time on your blog and I am hooked.


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