Hello everyone,
It’s been a while since I last posted and a lot has been happening in my offline life.
I’ve returned from Italy, started a new job, and found a new apartment (downtown!). My finances and bedroom are in a bit of disarray right now, and I am in quite a struggle to find a balance in my life. Even though I thought that staying offline might buy a few precious moments, I also missed blogging a lot. I still gravitate back to writing to organize my thoughts.
My trip to Italy was a lot of fun and I have some gazillion pictures to sort through (of course!), but I managed to put together my expenses for the trip. I spent 20 days in Italy and a total of $3,220 for the entire trip. In addition to the breakdown below, I’ve added $137 for travel related purchases in Canada, such as a new backpack, watch, sport towel, make-up removing towelettes, and ear plugs.
The chart is a bit funny, I originally broke down the expenses according to the cities, and then rolled them up for this summary, but I still wanted to show the duration of each city.
I put away $250 every month into my “Travel Fund” account with ING, and it wasn’t quite topped up when I left for this trip (oops!). Right now I have about $2,150 sitting in my account. However, I wanted to spend a portion of my Tax Refund on this trip, and I came up with this allocation for my tax refund:
So, I am still short $570.
Did I mention that I also want to book flights to Boston so that I can visit BF while he is working away at his MBA? Porter and Air Canada are holding some pretty awesome deals right now, and I am suspecting that once September rolls around, there will be more awesome deals again. I’m pretty sure I can snag a round trip flight from Toronto to Boston for less than $250.
Anyway, I am going to book my flight anyway and write myself an IOU. My plan is to keep transferring the money from my “Travel Fund” to my Savings/Investment fund until I am completely paid off to myself.
What’s Next:
Amalgamate my RRSPs into one location – at TD Canada Trust. I know that I’ve cursed TD before, but I their e-series mutual funds are just so hard to beat. AND I will have well over $50,000 invested, so I will only be charged $10 a trades, as opposed to the $30 I am paying now. I need to call ING and Manulife and figure out what I need to do to move my money as soon as possible.
After I have everything in one location, I will need to re-balance my portfolio. This should be fun.
That’s all I have for now! I hope everyone else’s summer is going well!
PS 1. Errrm.. I don’t like the WordPress dashboard. What happened to all my options of making headings and other formatting tools???
PS 2. Missing Cassie! Hope you’re having a great time, girl!